Mortgage Loan Programs | Homebuyer, Construction, Investor & Non-QM Options
John R. Thomas is a Delaware mortgage lender and mortgage loan officer who offers Delaware mortgage loans for homebuyers, homeowners, and real estate investors. Programs include FHA, VA, USDA, Conventional, construction and renovation loans, reverse mortgages, HELOC/second mortgages, and investor loans like DSCR and Non-QM options. This page helps you quickly find the right loan program and learn what it takes to qualify.
Choose the Right Mortgage Loan Program
The John Thomas Team with AnnieMac Home Mortgage helps clients across Delaware choose the right mortgage program based on their goals, credit profile, income type, and property plans. Whether you’re buying your first home, building a home with a One-Time Close construction loan, refinancing, or financing an investment property, we’ll help you understand your options and map out the next steps.
Need help choosing the right program? Call 302-703-0727 or APPLY ONLINE.
Below is a list of our most popular mortgage loan programs:
Delaware First Time Home Buyer Programs
Delaware Down Payment Assistance Programs
DSHA FHA 203k Loan with 5% Down Payment Assistance
FHA Streamline Refinance Loans
FHA One Time Close Construction Loans
USDA Streamline Refinance Loans
USDA One Time Close Construction Loans
VA 100% Cash-Out Refinance Loans
VA One Time Close Construction Loans
Conventional HomeStyle Renovation Loans
Conventional CHOICERenovation Loans
Conventional One Time Close Construction Loans
Conventional Manufactured Home Loans
Conventional Family Opportunity Mortgage
Jumbo One Time Close Construction Loans
Mobile Homes on Leased Land Loans
HELOC – Home Equity Line of Credit
Self Employed Bank Statement Loans
DSCR 2nd Mortgage Loans
My Community No Ratio / No Income Loans
Fresh Start Loans (1 Day out BK, Foreclosure & Short Sale)
Delaware Real Estate Investing (Investor Loan Guide)
Ground Up Construction Loans for Builders & Investors
Good Neighbor Next Door Loan Program
John R. Thomas, NMLS #38783 | John Thomas Team with AnnieMac Home Mortgage | AnnieMac Home Mortgage NMLS #338923 | 248 E Chestnut Hill Rd, Newark, DE 19713 | 302-703-0727 | delawaremortgageloans.net
AnnieMac Home Mortgage is an Equal Housing Lender. State licensing: Look up John R. Thomas, NMLS #38783, on NMLS Consumer Access.
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