(302) 703-0727

(302) 703-0727

Delaware Mortgage Loan Officer John Thomas

John Thomas May 9, 2020 Tags: , ,
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Delaware Mortgage Loan Officer John Thomas works for Primary Residential Mortgage, Inc. in Newark, Delaware as an Originating Branch Manager. Primary Residential Mortgage, Inc. is a Delaware mortgage lender that is a direct lender and mortgage servicer. We can find you the best mortgage interest rate because we have the best of both worlds, being mortgage bank and a mortgage broker. John Thomas is licensed to lend in Delaware, Maryland, Virginia, Pennsylvania, and New Jersey. Call 302-703-0727 to apply for a mortgage loan or APPLY ONLINE.

Delaware Mortgage Loan Officer John Thomas

Watch our Video Testimonials and Read Other Great Testimonials

Why Choose John Thomas as Your Mortgage Loan Officer?

John Thomas has consistently been a top producing loan officer for the past 10 years and ranked nationally for production. He is also the author of two books, Your Guide to Buying Your First Home in Delaware and Your Guide to Buying Your First Home in Maryland. John Thomas is a recognized mortgage trainer and industry speaker.

You are More Then Your Credit Score

John Thomas provides believes each client is more than just their credit score. Many mortgage lenders automatically reject borrowers with credit scores under 640. At the John Thomas Team every borrower has a face, name, and a story, so we look at the whole picture

No Application Fee or Upfront Fees

We only fund loans that make sense. Because our loans have a strong foundation we don’t need to nickel and dime you along the way.


John Thomas and his team has created a loan scenarios department that allows us to give you, the client, a definitive answer on a loan within 24hours.


John Thomas and his team know you’re busy, so we are flexible and work to accommodate morning, evening and weekend applications & Communication. We are open on Saturday and have our Weekend Warrior Program to always be available.

Diverse Mortgage Portfolio

Delaware Mortgage Loan Officer John Thomas has access to 300 different mortgage loan programs to fit a variety of needs. Sometimes the more complex the loan, the more we shine!


All paperwork, communication, and underwriting happens locally; thus saving time, work and stress and significantly reducing the processing time on our loans.

Solid Pre-Approvals

In a competitive market a strong pre-approval letter can be the difference between your offer being accepted or denied by the seller. We hear time and time again that our pre-approval letters carry a lot of weight in the market. Our pre-approvals are a direct correlation to our reputation of doing great business.


John Thomas is your local Delaware Mortgage Loan Officer and listing agents prefer to work with a local loan officer that is available which gives you a leg up on the competition.

Open Communication

Tuesday Status Update Day Every Tuesday at Primary Residential Mortgage with the John Thomas Team. We update clients and agents on both sides of the deal on the status of the loan, so everyone is in the know.

Delaware Mortgage Loan Officer

John Thomas Team Mission

Delaware Mortgage Loan Officer John Thomas has put together an amazing team with the mission to help people buy homes with less hassle and more enjoyment by developing genuine relationships, apply a team-based approach to customer care, and providing sound financial advice.

John Thomas Team Values:

  • Deliver WOW Service through a Raving Fan Service Experience
  • Always Do Your Best
  • Do the Right Thing
  • Show People Your Care
  • Embrace & Drive Change
  • Create Fun & Little Weirdness
  • Build Positive Team & Family Spirit
  • Pursue Growth & Learning
  • Build Open & Hones Relationships with Communication
  • Be Passionate & Determined
John Thomas Team Primary Residential Mortgage

Meet John Thomas Certified Mortgage Planner

John Thomas is happily married to his beautiful wife, Bernadette and they have two wonderful children, Maddie and Max. The Thomas Family livs in Newark,  Delaware. John taught physics and physical science at Delcastle High School for over 10 years. He owned a local franchise of SERVPRO, a National Cleaning and Restoration Company. John was a national kickboxing champion and state boxing champion. He was a referee and trainer of boxing, kickboxing, and  mixed martial arts at Jack’s Gym in Newark, Delaware.

John Thomas graduated from Glasgow High School in Newark, Delaware and then went on to obtain a Bachelor’s Degree in Physics and Education at the University of Delaware in 1995. He then obtained his Master’s Degree from  Delaware State University in Curriculum and Instruction in 2001. John Thomas also obtained his Certified Mortgage Planner designation in 2008.

Delaware Mortgage Loan Officer Career

Delaware Loan Officer John Thomas has been helping people obtain financing for over 15 years, and he is currently the Branch Manager for a National Mortgage Banker, Primary Residential Mortgage, Inc.  John has specialized in First Time Home Buyers throughout his career and presents monthly home buyer seminars to help educate buyers about the home buying process in  Delaware, New Jersey, Pennsylvania & Maryland. He has been a featured guest on a local TV show to discuss mortgages and home ownership. John and his team enjoy helping  people buy homes and manage their current mortgages to help  them produce long term wealth. Hosting quarterly Wealth Builder Workshops to past clients, John teaches them how to retire a millionaire.

Delaware Mortgage Loan Officer John Thomas

My commitment to you is to provide what we call “Raving Fan”  service to every client that we serve. We treat you like a person  not a number or just another transaction. The team and I will take  the time to educate you on your options and help you select the  right loan program . The John Thomas Team wants to be your mortgage lender for life.  We will always keep you updated, return your calls, e-mails, and  be an advocate for you. Our goal is to help each client achieve the  dream of home ownership!

John Thomas Team Awards & Recognition

Mortgage Loan Officer John Thomas has closed almost 2,000 loans in his career funding over $400 Million in mortgage loans. John has been recognized as an industry top producer.

Top 400 Loan Originators in the Nation by National Mortgage News for 2017, 2018, 2019 & 2020, 2021

Top 1% of Mortgage Originators nationwide by Mortgage Executive Magazine for 2016, 2017, 2018, 2019 & 2020, 2021

Top Originator Nationwide by Scotsman Guide for Top FHA Volume for 2016, 2017, 2018, & 2019, 2020, 2021

5 Star Mortgage Professional for Delaware for 2012, 2013, 2014, 2015, 2016, 2017, 2018 & 2019, 2020, 2021

Most Connected Mortgage Professionals by National Mortgage Professional Magazine for 2018 & 2019

Best Military Originators and Lenders 2019 by National Mortgage Professional Magazine.

Delaware VA Loan Officer

About John Thomas

John Thomas and his team are long-time Delaware natives. They know the local real estate market as well as they know the loan products that help them serve it. Dedicated to helping first-time buyers; the John Thomas Team are experts on first-time buyer loan programs (FHA, VA, USDA) and conduct monthly first-time buyer seminars that have been attended by more than 3000 Delaware buyers.

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