Delaware Home Buyer Information

If you are looking to purchase a home in Delaware, then we have all the resources an information you need to become an educated Delaware home buyer.  Please feel free to look through all of these pages covering everything you need to know when purchasing a home whether it is your first home or your tenth home.  If you need help purchasing a home in Delaware, Maryland, Pennsylvania, New Jersey, or Virginia then give the John Thomas Team with Primary Residential Mortgage a call at 302-703-0727 or get started online – APPLY ONLINE

You will learn the following things:

Mortgage Loan Process Dos and Don’ts

Understanding Seller Paid Closing Costs

Understanding Homeowners Insurance

Why You Need Owner’s Title Insurance

Why Your Need a Home Inspection

Understanding the Home Appraisal

What is a Home Warranty

5 Factors that Impact Your Credit Score

What is Mortgage Insurance or PMI

Cost of Waiting

Buy vs Rent Comparison

Understanding Your Mortgage Payment

Understanding Debt to Income Ratio

Understanding Loan to Value

What is a Mortgage Credit Certificate

How to Use Gift Funds to Purchase a Home

What is a Survey

What is a Short Sale