If you are looking to purchase a home or refinance a home and have a FICO score below 580, 99% of lenders will not even be able to help you. Wells Fargo and Chase just made their minimum credit score 620 for all loan programs.  Sun Trust just made their minimum FICO score 640 for all programs.  Countrywide Bank just made their minimum FICO score 580.  So if you are below a 580 and are still looking to buy or refinance a home then you need to hurry because there are only a handful of banks still doing below 580 FICO score.

Please call me at 302-368-7132 or send an e-mail to DelawareMortgages@yahoo.com to see if you can qualify to purchase or refinance a home in Delaware.  If you don’t qualify then we will put you into our “Get Mortgage Ready Program” and put together a step by step action plan for you to follow to increase your credit and get you qualified for a home loan.

If you would like to apply for a Mortgage Loan, you can APPLY ONLINE HERE, you can call John Thomas at 302-703-0727.

John R. Thomas – NMLS 38783

Certified Mortgage Planner – Primary Residential Mortgage, Inc.

302-703-0727 DE Office / 610-906-3109 PA Office / 410-412-3319 MD Office

248 E Chestnut Hill Rd, Newark, DE 19713