Delaware FHA Loans can be used for purchasing or refinancing a home in Delaware. FHA loans will lend up to 96.5% LTV for a purchase and 97.75% for a rate & term refinance.
Delaware FHA Loan Limits 2026: New Castle, Kent & Sussex County Maximums CURRENT AS OF SEPTEMBER 2026Delaware FHA Loan Limits 2026 Quick Answer: For a one-unit home, the 2026 FHA loan limit is $630,200 in New Castle County and $541,287 in Kent and Sussex Counties. Multi-unit limits run higher: in New Castle County $806,750 for…
FHA Loan Limits 2026: What You Can Borrow Based on Your County If you want to buy a house using an FHA loan in 2026, the maximum amount you can borrow will depend on the updated FHA loan limits. These limits depend on home prices and get adjusted every year. For 2026, we already know…
FHA Student Loans – HUD just announced new guidelines about how student loan payments should be considered when buying or refinancing a home, to align betterwith the current industry standards. This new update makes it even easier to qualify for a FHA Mortgage loan with student loan debt. If you need to apply for a FHA…
If you’re applying for a mortgage backed by the government like an FHA loan or VA loan, your lender will run a CAIVRS check before approving your loan. This little-known government database, called U.S. Department of Housing and Urban Development Credit Alert System (CAIVRS), checks for specific types of credit defaults that could affect your…
John Thomas has ranked #1 Delaware FHA Lender on Ask a Lender’s annual list Ask a Lender put John Thomas at #1 Delaware FHA Lender and at #1 Newark, Delaware FHA Lender for 2018. Visit our Delaware FHA Loan page for more information on how we can get you into your dream home today or…
FHA Case Number – What is it? FHA Case Number is required for every FHA loan. What is it? It is a unique number that is assigned when someone applies for an FHA Loan for either a refinance or purchase. The number is assigned when the mortgage lender or mortgage broker orders the FHA case…
Many people are confused on how much and even if they can get a refund of the upfront mortgage insurance premium they paid to FHA when they obtained a FHA insured mortgage loan. The confusion comes because the date you obtained the mortgage determines what you are eligible for in terms of a refund. There…
If you are looking to purchase a home or refinance a home and have a FICO score below 580, 99% of lenders will not even be able to help you. Wells Fargo and Chase just made their minimum credit score 620 for all loan programs. Sun Trust just made their minimum FICO score 640 for…
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