Delaware First Time Home Buyer Programs Our Flexible Home Financing Programs Reflect Your Personal Needs and Goals We understand there is nobody quite like you with your individual needs, your dreams, and goals. Our special programs make home ownership simpler and more affordable, with features as unique as you are. With a dedication to excellent…
When a marriage ends in divorce, the lives of those involved are changed forever. During this time of upheaval, one thing that shouldn’t have to change is the credit status you’ve worked so hard to achieve. Unfortunately, for many, the experience is the exact opposite. Unfulfilled promises to pay bills, the maxing out of credit…
Delaware Home Improvements Turn Average Delaware Homes into Dream Come True If you’re thinking about taking out a home improvement loan in Delaware, there are several options to consider. First and foremost, your mortgage consultant needs to know why you want a home improvement loan. Here are some factors to take into consideration. How long…
FHA Loans – FHA Mortgage Insurance FHA does not fund home loans directly; rather, it provides a guarantee to the mortgage lender against default. There are two separate fees that HUD collects to provide a level of guarantee coverage to the lender: Up-front mortgage insurance premiums (UFMIP). Monthly renewal mortgage insurance (Monthly MI). The up-front…
3 Big Benefits of Homeownership There are three very attractive benefits of owning your own home: it can be a sound investment over time, you can have stable housing payments throughout your 30-year loan, and there can be significant tax breaks for as long as you own the home. Call 302-703-0727 to get started by…
Delaware Real Estate Taxes When buying a home in Delaware one must be aware of the applicable Delaware Real Estate Taxes that must be paid for the transaction. When a property is purchased in Delaware, there is a 4% transfer fee that must be paid, which was raised from 3% back on August 1, 2017. …
Increasing Your Credit Score Good credit translates to lower interest rates for borrowers. Here are just a few quick tips that can help put you in a better position under the discerning eye of an underwriter! Do you have past due balances that have been neglected? If they are showing up on your credit report…
If you’ve never had credit in your own name, it can be difficult to get a car loan or credit card. Having no credit history can be as much of a problem as having a bad credit history. Students, other young people, and newly divorced or widowed women who have always obtained credit jointly with…
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