VA Loan Limits 2026: Key Facts Veterans and Active Duty Service Members Should Know

VA loan limits for 2026 will only apply to veterans with partial entitlement. Veterans and active-duty service members who have full VA entitlement (100%) will have no loan limits. They can borrow up to 100% of the home’s purchase price even if it exceeds $1,500,000. If the vet has partial VA entitlement, the FHFA’s 2026 conforming loan limits come into play, and borrowing above your remaining entitlement loan limit will require a 25% down payment on the difference. Need to get pre-approved for a VA Home Loan to purchase or refinance, then call Loan Office John Thomas at 302-703-0727 or APPLY ONLINE. Keep Reading...