Delaware First-Time Home Buyer

Delaware First-Time Home Buyer

Free Delaware First Time Home Buyer Seminar – September 24, 2011

John Thomas August 12, 2011 Tags: ,

There will be a Free Delaware First Time Home Buyer Seminar on Saturday, September 24, 2011, at 10:00 AM till Noon and again at 1:00 PM till 3:00 PM. The seminar will last about 2 hours and each participate will be able to receive a free copy of their tri-merge credit report. The seminar will cover all of the basics of buying a new home in Delaware. The seminar will cover Delaware FHA loans, Delaware VA loans, Delaware USDA Rural Housing Loans, First Time Home Buyer Loan Programs and the Delaware FHA 203k Rehab loans. Keep Reading...

Delaware State Bond Program for First Time Home Buyers

John Thomas August 7, 2011 Tags: , , , ,
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Delaware State Bond Program for First Time Home Buyers

The Delaware State Bond Program provides home mortgages for first time home buyers purchasing homes in all three counties of the state of Delaware.  The program is overseen by the Delaware State Housing Authority (DSHA).  The program offers first mortgage loans to people who have not owned a home in the last 3 years.  The mortgage loans must be obtained by an approved lender for the program.  Call 302-703-0727 to apply for the Delaware State Bond Program or APPLY ONLINE.

The mortgage interest rate for the program changes each time the state of Delaware Issues a new bond.  There are income restrictions for the program which are determined by the median income for the county.  There are three counties in Delaware; New Castle County, Kent County, and Sussex County.  There are also maximum purchase price limits per county as well.  The income limits can change each year as the median household income changes. Keep Reading...

Free Home Buying Seminar – August 13, 2011 Dover Delaware

John Thomas July 30, 2011 Tags: ,
Sheraton Dover Hotel

Free Delaware First Time Home Buyer Seminar on Saturday, August 13, 2011, at 1:00 PM in Dover, DE. The seminar will last about 2 hours and each participant will be able to receive a free copy of their tri-merge credit report. The seminar will cover all of the basics of buying a new home in Delaware. The seminar will cover Delaware FHA loans, Delaware VA loans, Delaware USDA Rural Housing Loans, First Time Home Buyer Loan Programs, and the Delaware FHA 203k Rehab loans.

Each participant will receive a Free Audio CD on Homebuying 101, Credit Scoring Handbook, Homebuying Handbook, and an opportunity to meet with a mortgage planner to be pre-approved to buy a home at the seminar. You will also learn the importance of credit in buying a home and learn valuable tips on how to improve your credit score. Learn what programs are available to help with down payment and closing costs. The new loan limits for conventional and FHA will be covered as well as changes to borrowing 100% financing. Your presenter is the author of the new book, Your Guide to Buying Your First Home in Delaware. The Seminar is being held at The Seminar is being held at The Sheraton Hotel at 1570 North DuPont Highway, Dover, DE 19901

from 1:00 PM till 3:00 PM. To register for the seminar, please call 302-588-3665 and ask for John Thomas. You can also e-mail me at DelawareMortgages@yahoo.com or you can register online at www.delawarehomebuyerseminar.com Keep Reading...

Delaware First Time Home Buyer Seminar – August 20, 2011

John Thomas July 24, 2011 Tags: , ,

There will be a Free Delaware First Time Home Buyer Seminar on Saturday, August 20, 2011, at 10:00 AM till Noon and again at 1:00 PM till 3:00 PM. The seminar will last about 2 hours and each participant will be able to receive a free copy of their tri-merge credit report. The seminar will cover all of the basics of buying a new home in Delaware. The seminar will cover Delaware FHA loans, Delaware VA loans, Delaware USDA Rural Housing Loans, First Time Home Buyer Loan Programs, and the Delaware FHA 203k Rehab loans. Keep Reading...

Free Delaware First Time Home Buyer Seminar – July 16, 2011 Dover, DE

John Thomas June 21, 2011 Tags:

Free Delaware First Time Home Buyer Seminar on Saturday, July 16, 2011, at 1:00 PM in Dover, DE. The seminar will last about 2 hours and each participant will be able to receive a free copy of their tri-merge credit report. The seminar will cover all of the basics of buying a new home in Delaware. The seminar will cover Delaware FHA loans, Delaware VA loans, Delaware USDA Rural Housing Loans, First Time Home Buyer Loan Programs, and the Delaware FHA 203k Rehab loans.

Each participant will receive a Free Audio CD on Homebuying 101, Credit Scoring Handbook, Homebuying Handbook, and an opportunity to meet with a mortgage planner to be pre-approved to buy a home at the seminar. You will also learn the importance of credit in buying a home and learn valuable tips on how to improve your credit score. Learn what programs are available to help with down payment and closing costs. The new loan limits for conventional and FHA will be covered as well as changes to borrowing 100% financing. Keep Reading...

Delaware Property Transfer Tax Exemption for First Time Home Buyers – New Castle County

John Thomas June 18, 2011 Tags: , ,
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Delaware Property Transfer Tax

Delaware Property Transfer Tax Exemption – Qualified AREAS (New Castle County)

Delaware Property Transfer Tax Exemptions exist in qualified areas of New Castle County for Delaware First Time Home Buyers.  Many Delaware municipalities and counties have enacted the 1½ percent transfer tax on the purchase price, so generally the Delaware transfer tax is a total of 3% of the purchase price(1½ percent to the State and 1½ percent to the county or municipality). This amount is split between the buyer and seller of real estate, unless the parties agree otherwise in the sales contract.  If you have questions on transfer taxes or would like to apply for a mortgage call 302-703-0727 or APPLY ONLINE Keep Reading...

Free Delaware First Time Home Buyer Seminar – June 25, 2011

John Thomas May 26, 2011 Tags: ,

There will be a Free Delaware First Time Home Buyer Seminar on Saturday, June 25, 2011, at 10:00 AM till Noon and again at 1:00 PM till 3:00 PM. The seminar will last about 2 hours and each participate will be able to receive a free copy of their tri-merge credit report. The seminar will cover all of the basics of buying a new home in Delaware. The seminar will cover Delaware FHA loans, Delaware VA loans, Delaware USDA Rural Housing Loans, First Time Home Buyer Loan Programs and the Delaware FHA 203k Rehab loans. Keep Reading...

Free Delaware Home Buying Seminar – May 21, 2011

John Thomas May 3, 2011 Tags: ,

There will be a Free Delaware First Time Home Buyer Seminar on Saturday, May 21, 2011, at 10:00 AM till Noon and again at 1:00 PM till 3:00 PM. The seminar will last about 2 hours and each participate will be able to receive a free copy of their tri-merge credit report. The seminar will cover all of the basics of buying a new home in Delaware. The seminar will cover Delaware FHA loans, Delaware VA loans, Delaware USDA Rural Housing Loans, First Time Home Buyer Loan Programs and the Delaware FHA 203k Rehab loans. Keep Reading...