Tag Delaware First Time Home Buyer

Tag Delaware First Time Home Buyer

Newark Delaware Home Buyer Seminar May 11 2019

John Thomas April 25, 2019 Tags: ,
featured image

Newark Delaware First Time Home Buyer Seminar

There will be a Newark Delaware First Time Home Buyer Seminar on Saturday May 11, 2019 at 10:00 AM till Noon. The seminar will last about 2 hours and each participate will be able to receive a copy of their credit report. The home buyer seminar will cover all of the basics of buying a home in Delaware. The Newark Delaware First Time Home Buyer seminar will cover FHA loans, VA loans, USDA Rural Housing Loans, First Time Home Buyer Loan Programs and the FHA 203k Rehab loans.  We will also cover the Delaware Mortgage Credit Certificate Program which is also know as the Delaware first time home buyer tax credit which give you up to $2,000 a year as a federal tax credit for every year you have the mortgage loan. Keep Reading...

The Financial Benefits of Owning Your Home

John Thomas December 7, 2017 Tags:
featured image

Delaware First Time Home Buyers

Owning Your Own Home is a Financial Goldmine for Delaware First Time Home Buyers

By now, it’s hard to ignore the facts: owning your home carries huge advantages over renting. Homeownership comes with, among other things, financial perks that just aren’t available to renters. Even with all the advantages of owning a home, many people continue to rent. This opens them up to needlessly stressful situations (including things like unchecked repairs and consistently rising rent). Owning a home is becoming easier and easier with the large pool of mortgage loan programs available to potential Delaware First Time Home Buyers. Delaware home seekers can start their home buying journey easily by calling the John Thomas Team at 302.703.0727, or by applying online.

In this blog, we’re going to take a quick look at some of the biggest financial reasons to own your own home and why you should add homeownership to your to-do list (if you haven’t already).  It really pays in the long run to be a first time home buyer in Delaware.

To quote MIT Digital Economy Professor Erik Brynjolfsson:

“Owning a house gives you “residual rights of control” to do what you want with it and that kind of ownership creates psychic rewards for many people and it’s also a kind of forced savings that can pay off over the long term. You can paint it, remodel, put in a garden, invest in custom appliances, etc.”

In this day and age, you should absolutely own or work toward owning your own home.

Why Should Delaware First Time Home Buyers Own Their Own Home?

1. Owning your own home comes with great financial benefits:

  • Owning your own home is an investment you can live in.
  • It allows you to create a ‘forced savings’ for your family.
  • Owning your own home can save you money on taxes.
  • Owning your home creates stable long-term housing costs.
  • It gives families the opportunity to build family wealth in a shorter amount of time.
  • Keep Reading...

    PRMI Dream Maker Down Payment Program

    John Thomas September 25, 2017 Tags: ,
    featured image

    PRMI Dream Maker Down Payment Program

    Are ready to buy a home but don’t have the 3.5% down payment required by FHA? Or can’t get a gift for the down payment?  We have a loan program for you that will lend you 100% financing with a FHA Loan and our PRMI Dream Maker Down Payment Program.  Call us today at 302-703-0727 to started on the process or go online at Dream Maker Online Application

    What are the Qualifications for the PRMI Dream Maker Down Payment Program?

    The requirements to qualify for the Down Payment Assistance are as follows:

  • 620 Minimum FICO score for all borrowers
  • No Income Limits to qualify!
  • Must be purchasing the property as Primary residence
  • Eligible to get as much as $13,700 for down payment
  • No Home Buyer Education Required
  • Second Mortgage Amount up to 3.5% of purchase price
  • Forgivable Soft Second Mortgage if under 115% of Average Median Income (AMI)
  • Non-Occupant Co-Borrowers are Allowed
  • Must Receive Approve/Eligible Response from Automated Underwriting System (AUS)
  • Keep Reading...

    Delaware Home Buyer Seminar June 18 2016

    John Thomas May 22, 2016 Tags: , , ,
    featured image

    Book Cover - FTHB - 2011

    Delaware Home Buyer Seminar

    There will be a Delaware Home Buyer Seminar on Saturday June 18, 2016 at 10:00 AM till Noon. The seminar will last about 2 hours and each participate will be able to receive a copy of their credit report. The seminar will cover all of the basics of buying a home in Delaware. The seminar will cover FHA loans, VA loans, USDA Rural Housing Loans, First Time Home Buyer Loan Programs and the FHA 203k Rehab loans.

    The Seminar is sponsored by The Neighborhood House so each participant will receive Delaware home buyer counseling credit toward the required HUD approved home buyer counseling required for Delaware First Time Home Buyer Programs such as Delaware State Housing Authority, New Castle County, City of Newark, City of Dover, and City of Wilmington.

    Each participate will receive a Credit Scoring Handbook, Home Buying Handbook, A Household Budget Calculator Worksheet and an opportunity to meet with a certified mortgage planner to be Pre-Approved to buy a home at the seminar. You will also learn importance of credit in buying a home and learn valuable tips on how to improve your credit score.

    Learn what programs are available to help with down payment and closing costs. The new loan limits for conventional and FHA will be covered as well as changes options for borrowing 100% financing to purchase a home in Delaware at the Delaware Home Buyer Seminar.

    The seminar is based on the best selling book, Your Guide to Buying Your First Home in Delaware written by John R. Thomas.

    The Seminar is being held at The Christiana Hilton Hotel at 100 Continental Drive, Newark, DE 19713 from 10:00 AM till 12:00 PM on May 21, 2016.

    To register for the seminar, please call 302-703-0727. You can also e-mail me at jthomas@primeres.com. You can register online by clicking the registration link below:

    For a complete list of seminars visit Delaware Home Buyer Seminars.

    APPLY ONLINE today to be pre-approved for a mortgage to buy your first home in Delaware. Primary Residential Mortgage is an approved lender for the Delaware Bond Program through DSHA.

    John R. Thomas | NMLS 38783

    Delaware First Time Home Buyer Seminar August 29, 2015

    John Thomas August 9, 2015 Tags: , , , ,
    featured image

    Book Cover - FTHB - 2011

    Delaware Home-Buyer Seminar

    There will be a First Time Home Buyer Seminar on Saturday, August 29, 2015, at 10:00 AM till Noon. The seminar will last about 2 hours and each participant will be able to receive a copy of their credit report. The seminar will cover all of the basics of buying a home in Delaware. The seminar will cover FHA loans, VA loans, USDA Rural Housing Loans, First Time Home Buyer Loan Programs, and the FHA 203k Rehab loans.

    The Seminar is sponsored by The Neighborhood House so each participant will receive home buyer counseling credit toward the required HUD-approved home buyer counseling required for Delaware First Time Home Buyer Programs.

    Each participant will receive a Credit Scoring Handbook, Home Buying Handbook, A Household Budget Calculator Worksheet and an opportunity to meet with a certified mortgage planner to be Pre-Approved to buy a home at the seminar. You will also learn the importance of credit in buying a home and learn valuable tips on how to improve your credit score.

    Learn what programs are available to help with down payment and closing costs. The new loan limits for conventional and FHA will be covered as well as changes options for borrowing 100% financing to purchase a home in Delaware at the Delaware Home Buyer Seminar.

    The seminar is based on the best selling book, Your Guide to Buying Your First Home in Delaware written by John R. Thomas.

    The Seminar is being held at The Christiana Hilton Hotel at 100 Continental Drive, Newark, DE 19713 from 10:00 AM till 12:00 PM on August 29, 2015.

    To register for the seminar, please call 302-703-0727. You can also e-mail me at jthomas@primeres.com. You can register online by clicking the registration link below:

    For a complete list of seminars visit Delaware Real Estate Seminars.

    APPLY ONLINE today to be pre-approved for a mortgage to buy your first home in Delaware. Primary Residential Mortgage is an approved lender for the Delaware Bond Program through DSHA.

    John R. Thomas – NMLS 38783

    Certified Mortgage Planner – Primary Residential Mortgage, Inc.

    302-703-0727 DE Office / 610-906-3109 PA Office / 410-412-3319 MD Office

    248 E Chestnut Hill Rd, Newark, DE 19713

    Delaware First Time Home Buyer Seminar May 30 2015

    John Thomas May 2, 2015 Tags: , , ,
    featured image

    Book Cover - FTHB - 2011

    Delaware Home-Buyer Seminar

    There will be a First Time Home Buyer Seminar on Saturday, May 30, 2015, at 10:00 AM till Noon. The seminar will last about 2 hours and each participant will be able to receive a copy of their credit report. The seminar will cover all of the basics of buying a home in Delaware. The seminar will cover FHA loans, VA loans, USDA Rural Housing Loans, First Time Home Buyer Loan Programs, and the FHA 203k Rehab loans.

    The Seminar is sponsored by The Neighborhood House so each participant will receive home buyer counseling credit toward the required HUD-approved home buyer counseling required for Delaware First Time Home Buyer Programs.

    Each participant will receive a Credit Scoring Handbook, Home Buying Handbook, A Household Budget Calculator Worksheet and an opportunity to meet with a certified mortgage planner to be Pre-Approved to buy a home at the seminar. You will also learn the importance of credit in buying a home and learn valuable tips on how to improve your credit score.

    Learn what programs are available to help with down payment and closing costs. The new loan limits for conventional and FHA will be covered as well as changes options for borrowing 100% financing to purchase a home in Delaware at the Delaware Home Buyer Seminar.

    The seminar is based on the best selling book, Your Guide to Buying Your First Home in Delaware written by John R. Thomas.

    The Seminar is being held at The Christiana Hilton Hotel at 100 Continental Drive, Newark, DE 19713 from 10:00 AM till 12:00 PM on May 30, 2015.

    To register for the seminar, please call 302-703-0727. You can also e-mail me at jthomas@primeres.com. You can register online by clicking the registration link below:

    For a complete list of seminars visit Delaware Real Estate Seminars.

    APPLY ONLINE today to be pre-approved for a mortgage to buy your first home in Delaware. Primary Residential Mortgage is an approved lender for the Delaware Bond Program through DSHA.

    John R. Thomas – NMLS 38783

    Certified Mortgage Planner – Primary Residential Mortgage, Inc.

    302-703-0727 DE Office / 610-906-3109 PA Office / 410-412-3319 MD Office

    248 E Chestnut Hill Rd, Newark, DE 19713

    Delaware Home Buyer Seminar April 18, 2015

    John Thomas March 15, 2015 Tags: , , ,
    featured image

    Book Cover - FTHB - 2011

    Delaware Home-Buyer Seminar

    There will be a First Time Home Buyer Seminar on Saturday, April 18, 2015, at 10:00 AM till Noon. The seminar will last about 2 hours and each participant will be able to receive a copy of their credit report. The seminar will cover all of the basics of buying a home in Delaware. The seminar will cover FHA loans, VA loans, USDA Rural Housing Loans, First Time Home Buyer Loan Programs, and the FHA 203k Rehab loans.

    The Seminar is sponsored by The Neighborhood House so each participant will receive home buyer counseling credit toward the required HUD-approved home buyer counseling required for Delaware First Time Home Buyer Programs.

    Each participate will receive a Credit Scoring Handbook, Home Buying Handbook, A Household Budget Calculator Worksheet and an opportunity to meet with a certified mortgage planner to be Pre-Approved to buy a home at the seminar. You will also learn the importance of credit in buying a home and learn valuable tips on how to improve your credit score.

    Learn what programs are available to help with down payment and closing costs. The new loan limits for conventional and FHA will be covered as well as changes options for borrowing 100% financing to purchase a home in Delaware at the Delaware Home Buyer Seminar.

    The seminar is based on the best selling book, Your Guide to Buying Your First Home in Delaware written by John R. Thomas.

    The Seminar is being held at The Christiana Hilton Hotel at 100 Continental Drive, Newark, DE 19713 from 10:00 AM till 12:00 PM on March 14, 2015.

    To register for the seminar, please call 302-703-0727. You can also e-mail me at jthomas@primeres.com. You can register online by clicking the registration link below:

    For a complete list of seminars visit Delaware Real Estate Seminars.

    APPLY ONLINE today to be pre-approved for a mortgage to buy your first home in Delaware. Primary Residential Mortgage is an approved lender for the Delaware Bond Program through DSHA.

    If you would like to apply for a Mortgage Loan, you can APPLY ONLINE HERE, you can call John Thomas at 302-703-0727.

    John R. Thomas – NMLS 38783

    Certified Mortgage Planner – Primary Residential Mortgage, Inc.

    302-703-0727 DE Office / 610-906-3109 PA Office / 410-412-3319 MD Office

    248 E Chestnut Hill Rd, Newark, DE 19713

    Delaware Home Buyer Seminar March 14 2015

    John Thomas March 8, 2015 Tags: , , ,
    featured image

    Book Cover - FTHB - 2011

    Delaware Home-Buyer Seminar

    There will be a First Time Home Buyer Seminar on Saturday, March 14, 2015, at 10:00 AM till Noon. The seminar will last about 2 hours and each participant will be able to receive a copy of their credit report. The seminar will cover all of the basics of buying a home in Delaware. The seminar will cover FHA loans, VA loans, USDA Rural Housing Loans, First Time Home Buyer Loan Programs, and the FHA 203k Rehab loans.

    The Seminar is sponsored by The Neighborhood House so each participant will receive home buyer counseling credit toward the required HUD-approved home buyer counseling required for Delaware First Time Home Buyer Programs.

    Each participant will receive a Credit Scoring Handbook, Home Buying Handbook, A Household Budget Calculator Worksheet and an opportunity to meet with a certified mortgage planner to be Pre-Approved to buy a home at the seminar. You will also learn the importance of credit in buying a home and learn valuable tips on how to improve your credit score.

    Learn what programs are available to help with down payment and closing costs. The new loan limits for conventional and FHA will be covered as well as changes options for borrowing 100% financing to purchase a home in Delaware at the Delaware Home Buyer Seminar.

    The seminar is based on the best selling book, Your Guide to Buying Your First Home in Delaware written by John R. Thomas.

    The Seminar is being held at The Christiana Hilton Hotel at 100 Continental Drive, Newark, DE 19713 from 10:00 AM till 12:00 PM on March 14, 2015.

    To register for the seminar, please call 302-703-0727. You can also e-mail me at jthomas@primeres.com. You can register online by clicking the registration link below:

    For a complete list of seminars visit Delaware Real Estate Seminars.

    APPLY ONLINE today to be pre-approved for a mortgage to buy your first home in Delaware. Primary Residential Mortgage is an approved lender for the Delaware Bond Program through DSHA.

    If you would like to apply for a Mortgage Loan, you can APPLY ONLINE HERE, you can call John Thomas at 302-703-0727.

    John R. Thomas – NMLS 38783

    Certified Mortgage Planner – Primary Residential Mortgage, Inc.

    302-703-0727 DE Office / 610-906-3109 PA Office / 410-412-3319 MD Office

    248 E Chestnut Hill Rd, Newark, DE 19713