HECM Reverse Mortgage Loan Limits 2026
2026 HECM Loan Limit: HUD has set the FHA reverse mortgage (HECM) maximum claim amount at $1,249,125 for loans with case numbers assigned on or after January 1, 2026. This cap applies nationwide and is the maximum home value FHA will use when calculating reverse mortgage proceeds. Your actual available funds depend on your age,…
