Renovation Lending Guide
John Thomas
February 7, 2026
Tags: Conventional Renovation Loans, FHA203k Loans, Rehab Loans, Renovation Lending, Renovation Loans, USDA Renovation Loans

Renovation Lending: Buy & Renovate With One Loan (FHA, VA, USDA, Conventional)
Straightforward Answer: Renovation loans help you to buy or refinance a house while rolling renovation costs into one single loan. Some options are FHA 203(k) Limited and Standard, Fannie Mae HomeStyle, Freddie Mac CHOICERenovation, VA Alterations & Repair, and USDA Renovation. The right loan for you will depend on factors like your credit score, your down payment, the type of home, and how much work the renovation needs.