The Home Affordable Refinance Program commonly called HARP has been extended for all Delaware home owners until June 30, 2011. The program was set to expire on May 1, 2010. The program allows homeowners that owe more than their home is worth up to 125% of the current value for low rates and better terms.

The program is slightly different depending on whether your loan is a Fannie Mae loan or a Freddie Mac loan. The Freddie Mac HARP program is much better because it allows you not to verify your income to qualify so really good for all you self employed borrowers who have trouble verifying income.

You can look up your property address to see if it is Fannie or Freddie on Fannie Mae’s website at  http://loanlookup.fanniemae.com/loanlookup/ and Freddie Mac’s website at  https://ww3.freddiemac.com/corporate/

If your current loan is on either one of those websites then you can take advantage of the Delaware HARP refinance program. Please feel free to call me at 302-703-0727 or you can APPLY ONLINE HERE.

John R. Thomas – NMLS 38783

Certified Mortgage Planner – Primary Residential Mortgage, Inc.

302-703-0727 DE Office / 610-906-3109 PA Office / 410-412-3319 MD Office

248 E Chestnut Hill Rd, Newark, DE 19713