(302) 703-0727

(302) 703-0727

Delaware First Time Home Buyer Seminar – March 17, 2012

John Thomas February 19, 2012 Tags: , , ,

Delaware First Time Home Buyer Seminar

There will be a Free Delaware First Time Home Buyer Seminar on Saturday, March 17, 2012, at 10:00 AM till Noon and again at 1:00 PM till 3:00 PM. The seminar will last about 2 hours and each participant will be able to receive a free copy of their tri-merge credit report. The seminar will cover all of the basics of buying a new home in Delaware. The seminar will cover Delaware FHA loans, Delaware VA loans, Delaware USDA Rural Housing Loans, First Time Home Buyer Loan Programs, and the Delaware FHA 203k Rehab loans. Keep Reading...

Elsmere, Delaware – Repeals First Time Home Buyer Transfer Tax Credit – February 9, 2012

John Thomas February 19, 2012 Tags: , ,

Town of Elsmere Delaware repeals the first time home buyer transfer tax credit was repealed on February 9, 2012, by the Mayor of the town of Elsmere and the town council and is effective immediately.  The transfer tax in Delaware is 3% of the purchase price which is split equally between the state of Delaware and the county.  If the property is in a township, municipality, or city then the county portion of the transfer tax is collected by that entity. New Castle County, Kent County, and Sussex County all waive the transfer tax for first time home buyers if the property is in the county alone. The Town of Elsmere had been giving the waiver as well until Thursday, February 9, 2012. Keep Reading...

Primary Residential Mortgage – Introduction to the Best Delaware Mortgage Company

John Thomas February 16, 2012 Tags: , ,
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Best Delaware Mortgage Company – Primary Residential Mortgage, Inc.

Primary Residential Mortgage is the Best Delaware Mortgage Company and the only mortgage lender you should choose in the state of Delaware.  Primary Residential Mortgage is a mortgage banker that is located at 248 E Chestnut Hill Rd, Newark, DE 19713.  Call 302-703-0727 to schedule a free mortgage planning consultation for the purchase or refinance of a home in Delaware or you can APPLY ONLINE.

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Introduction to Primary Residential Mortgage by John R. Thomas

What Does the Best Delaware Mortgage Company Do?

Primary Residential Mortgage Originates, Processes, Underwrites, and Funds all of their own loans.  PRMI provides all of the loan options available today in the market which include the following: Keep Reading...

Delaware Mortgage Rates Weekly Update for February 13, 2012

John Thomas February 13, 2012 Tags: , , , , ,

Delaware Morgage Rates Weekly Update for February 13, 2012, by John R. Thomas with Primary Residential Mortgage in Newark, Delaware. Call 302-703-0727 for a free mortgage planning consultation or APPLY ONLINE.

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Delaware mortgage rates weekly update by John R. Thomas

Delaware mortgage rates have started the week slightly higher as bond market has sold off last week and started a downward trend. When bond prices move down mortgage interest rates move up. The stock market has been having a great start to 2012, S&P is up 7.5% year to date as of February 10, 2012, this has taken money out of the bond market causing home loan rates to rise from historic lows. Keep Reading...

Six Reasons Why Now is a Perfect Time to Buy a Home in Delaware

John Thomas February 9, 2012 Tags: ,

Six Reason Why Now is a Perfect Time to Buy a Home in Delaware by John R. Thomas from Primary Residential Mortgage and Jeff Garvey from Keller Williams Realty. Call 302-703-0727 to get qualified for a mortgage to purchase or refinance a home in Delaware. You can also APPLY ONLINE.

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Six Reasons Why now is a Perfect Time to Buy a Home in Delaware

  1. Reason 1 -Homes have never been more affordable
  2. Reason 2 – Mortgage Rates are at all time historic lows
  3. Reason 3 – Sellers are motivated to sell their homes
  4. Reason 4 – Lenders are back in the game
  5. Reason 5 – Owning is Cheaper than Renting
  6. Reason 6 – Homeownership is still the American Dream

If you would like to apply for a mortgage to be pre-approved to purchase or refinance a home in Delaware call 302-703-0727 or you can APPLY ONLINE.

John R. Thomas – NMLS 38783 Keep Reading...

Delaware Mortgage Rates Weekly Update for February 6, 2012

John Thomas February 7, 2012 Tags: , , , ,

Delaware Mortgage Rates weekly update for the week of February 6, 2012, by John R. Thomas from Primary Residential Mortgage. Call 302-703-0727 to get a free mortgage consultation or APPLY ONLINE NOW.

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Delaware mortgage rates by John R. Thomas

Delaware mortgage rates have started the week higher because of an unexpected increase in the nonfarm payroll at 243,000 jobs created versus the 170,000 expected. This was good news to the stock market rallied pulling money out of the bond marketing causing interest rates to rise.  Delaware mortgage rates are still near all-time historic lows so now is a great time to purchase a new home in Delaware or refinance your current mortgage loan. Keep Reading...

Delaware Mortgage Rates Weekly Update for January 30 2012

John Thomas January 30, 2012 Tags: , , , , ,

Delaware mortgage rates weekly update for January 30, 2012, by John R. Thomas from Primary Residential Mortgage. Call 302-703-0727 for a free mortgage consultation if you are planning to purchase or refinance a home in Delaware or APPLY ONLINE.

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Delaware mortgage rates weekly update for January 30, 2012

Delaware mortgage rates touched all-time lows again when the mortgage bonds were traded to all-time record high on the news that Europe punted on fixing the debt concerns, Federal Reserve extend forecast for low rates from 2013 to the end of 2014 which signals economy is not expected to rebound anytime soon, and the GDP report showing only a 2.8% versus the expected 3.2%. Keep Reading...

Delaware Mortgage Rates Weekly Update for January 23, 2012

John Thomas January 23, 2012 Tags: , , , ,

Delaware mortgage rates weekly update for the week of January 23, 2012, brought to you by John R. Thomas from Primary Residential Mortgage. Call 302-703-0727 to request a free mortgage planning consultation or APPLY ONLINE.

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Delaware Mortgage Rates Weekly Update for January 23, 2012

Delaware mortgage rates opened worse today as the mortgage bond market sold off last week. Mortgage bonds are off their all-time highs so Delaware mortgage rates have increased from the all-time historic lows. The reading on inflation last week came our hotter than expected for the Producer Price Index at about 3%. News of a deal almost reached for solving the debt problem in Greece also was seen as good news so traders were moving money out of the bonds and into stocks. Keep Reading...