Delaware First-Time Home Buyer | Get FHA, VA, USDA Mortgage Rates and Tips

Delaware First Time Home Buyer Seminar – October 23, 2010

John Thomas September 27, 2010 Tags: Delaware First Time Home Buyer, Delaware First Time Home Buyer Seminar

There will be a Free Delaware First Time Home Buyer Seminar on Saturday, October 23, 2010, at 10:00 AM and again at 1:00 PM. The seminar will last about 2 hours and each participant will be able to receive a free copy of their tri-merge credit report. The seminar will cover all of the basics of buying a new home in Delaware. The seminar will cover Delaware FHA loans, Delaware VA loans, Delaware USDA Rural Housing Loans, First Time Home Buyer Loan Programs and the Delaware FHA 203k Rehab loans.

Each participant will receive a Free Audio CD on Homebuying 101, Credit Scoring Handbook, Homebuying Handbook, and an opportunity to meet with a mortgage planner to be pre-approved to buy a home at the seminar. You will also learn the importance of credit in buying a home and learn valuable tips on how to improve your credit score. Learn what programs are available to help with down payment and closing costs. The new loan limits for conventional and FHA will be covered as well as changes to borrowing 100% financing. Keep Reading...

Delaware First Time Home Buyer Seminar – September 25, 2010

There will be a Free Delaware First Time Home Buyer Seminar on Saturday September 25, 2010, at 10:00 AM and again at 1:00 PM. The seminar will last about 2 hours and each participant will be able to receive a free copy of their tri-merge credit report. The seminar will cover all of the basics of buying a new home in Delaware. The seminar will cover Delaware FHA loans, Delaware VA loans, Delaware USDA Rural Housing Loans, First Time Home Buyer Loan Programs, and the Delaware FHA 203k Rehab loans.

Delaware First Time Home Buyer Seminar – August 7, 2010

John Thomas July 26, 2010 Tags: Delaware First Time Home Buyer, Delaware First Time Home Buyer Seminar, Dover Real Estate Seminars

There will be a Free Delaware First Time Home Buyer Seminar on Saturday, August 7, 2010, at 10:00 AM. The seminar will last about 2 hours and each participant will be able to receive a free copy of their tri-merge credit report. The seminar will cover all of the basics of buying a new home in Delaware. The seminar will cover Delaware FHA loans, Delaware VA loans, Delaware USDA Rural Housing Loans, First Time Home Buyer Loan Programs, and the Delaware FHA 203k Rehab loans.

Delaware First Time Home Buyer Seminar – August 21, 2010

John Thomas July 25, 2010 Tags: Delaware First Time Home Buyer, Delaware First Time Home Buyer Seminar

There will be a Free Delaware First Time Home Buyer Seminar on Saturday, August 21, 2010, at 10:00 AM and again at 1:00 PM. The seminar will last about 2 hours and each participant will be able to receive a free copy of their tri-merge credit report. The seminar will cover all of the basics of buying a new home in Delaware. The seminar will cover Delaware FHA loans, Delaware VA loans, Delaware USDA Rural Housing Loans, First Time Home Buyer Loan Programs, and the Delaware FHA 203k Rehab loans.

Delaware First Time Home Buyer Tips – Loan Process for Purchase

John Thomas July 13, 2010 Tags: Delaware First Time Home Buyer, Delaware Loan Process

Delaware First Time Home Buyer Tips – Loan Process for Home Purchase

Here is a Step-by-Step Guide to the Loan Process for purchasing a home from start to finish:

1. Pre-approval – Get pre-approved for a mortgage and know in advance exactly how much house you can afford. Completing this step will also increase your negotiating power since you’ll be viewed as a “cash buyer”. This includes having a credit report pulled to verify you credit qualify for a loan.

2. Loan Search – Put yourself in the hands of an experienced mortgage professional, someone who will help you to determine which financing options best suit your needs today and in the future. You can also explore down payment assistance options. Keep Reading...

Delaware First Time Home Buyer Tips – What Banks Look For

John Thomas July 8, 2010 Tags: Delaware First Time Home Buyer

Delaware First Time Home Buyer Tips – What Banks Look for in Home Loan Applications

Once your loan application is filled out and sent to the lender for review, the first thing they will look for is your ability to pay back the loan you are requesting. My team and I at Primary Residential Mortgage have a streamlined loan process to help you get your ducks in a row prior to this review. A grand slam loan package is in perfect order and answers all the important questions up front. We know what the lenders are looking for, based on long-term relationships with them and extensive knowledge of guidelines for a multitude of loan programs that are available today. Keep Reading...

Delaware First Time Home Buyer Tips – Credit Tips

John Thomas July 7, 2010 Tags: Credit Repair, Delaware First Time Home Buyer

Delaware First Time Home Buyer Tips – Credit Tips That Will Score Lower Interest Rates

A good credit score translates into lower interest rates for home-shopping borrowers. In a mortgage lender’s eyes, the higher your score is, the less risk you are, and the more likely it is you will pay off your debt. For this reason, borrowers with lower scores usually end up paying higher interest rates on their loans.

If this is you, don’t panic. There are a number of things you can do to adjust your credit score to receive a favorable review from the underwriter. Here are a few suggestions: Keep Reading...