P&L Mortgage Loan for Self Employed Borrowers Looking for an alternative to qualifying for a mortgage versus using the traditional tax returns. The Profit & Loss Loan (P&L) allows self employed borrowers to qualify on an accountant prepared P&L, bypassing traditional income verification. The P&L mortgage loans significantly reduces the complexity of the loan application process by eliminating the need for exhaustive tax returns, 4506-C forms, or extensive bank statements. Avoid the hassle of providing Tax Returns to qualify for a mortgage and call the John Thomas Team today at 302-703-0727 to get started or APPLY ONLINE.