Can you still get a USDA Rural Housing Loan for the purchase of a home in Delaware even though they have run out of guaranteed funds?  There answer is YES if you call me 302-703-0727, we are still are to provide funding for USDA Rural housing loans for Delaware, Maryland, Virginia, and Pennsylvania. But you call another bank the answer is going to be “no” because they are not willing to hold the loan on a conditional commitment and wait for Congress to approve more funding, but don’t believe them if they tell you it is not available right now, what they are really saying is, we can’t do it and we don’t want you to go to someone who can do it so we are going to lie to you and tell you it is not available right now.

So yes you can still get 100% financing to purchase your next home in Delaware, Maryland, Virginia, or Pennsylvania. If you would like to see if a property is eligible for a USDA Rural Housing Loan click here.

If you would like to apply for a USDA rural housing loan to purchase a home, you can APPLY ONLINE HERE, or you can call me at 302-703-0727.

John R. Thomas – NMLS 38783

Certified Mortgage Planner – Primary Residential Mortgage, Inc.

302-703-0727 DE Office / 610-906-3109 PA Office / 410-412-3319 MD Office

248 E Chestnut Hill Rd, Newark, DE 19713