Loan Programs

The John Thomas Team offers traditional loan products, portfolio loans and Non-QM Loans for the purchase or refinance of homes for primary residence, second homes, and investment properties. Whether it is a first mortgage for a first time home buyer or a HELOC for an investment property, we have you covered. We offer over 300 loan products so we have something to fit almost every need. Contact us today at 302-703-0727 or APPLY ONLINE.

Below is a list of our most popular mortgage loan programs:

Delaware First Time Home Buyer Programs

Delaware Down Payment Assistance Programs

FHA Loans

FHA 203k Rehab Loans

FHA Streamline Refinance Loans

FHA One Time Close Construction Loans

USDA 100% Financing Loans

USDA Streamline Refinance Loans

USDA Renovation Loans

USDA One Time Close Construction Loans

VA Loans

VA IRRRL Refinance Loans

VA 100% Cash-Out Refinance Loans

VA Renovation Loans

VA One Time Close Construction Loans

Conventional Loans

Conventional HomeStyle Renovation Loans

Conventional One Time Close Construction Loans

Condo Loans

Jumbo Loans

Jumbo One Time Close Construction Loans

Manufactured Home Loans

Mobile Homes on Leased Land Loans

Reverse Mortgage Loans

Self Employed Bank Statement Loans

1099 Only Loans

P&L Only Loans

Asset Qualifier Loans

DSCR Investor Cash Flow Loans

VOE Only Loans

My Community No Ratio / No Income Loans

Fresh Start Loans (1 Day out BK, Foreclosure & Short Sale)

ITIN Loans

Foreign National Loans

Land Loans

Fix & Flip Loans

Bridge Loan HELOC

Doctor Loan Program

Nurse Loan Program

Good Neighbor Next Door Loan Program

Home Advantage Plus Loan Program

DSHA Homes for Grads Program