Tag Delaware VA Loan

Tag Delaware VA Loan

John Thomas Ranked #1 Delaware VA Lender

John Thomas June 19, 2018 Tags:
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Ask a Lender Releases Rankings of The Top VA Mortgage Lenders by City and State

John Thomas has ranked #1 on Ask a Lender’s annual Best VA Lender list for #1 Delaware VA Lender and for #1 Newark, Delaware VA Lender for 2018. Visit our Delaware VA Loans page for more information on how we can get veterans into their dream homes or Call 302-703-0727 to get started today.

The John Thomas Team are Certified Military Lending Specialists and pride themselves on helping Veterans and their families with purchasing and refinancing their homes in Delaware, Maryland, Pennsylvania, New Jersey, and Virginia.  If you are a Delaware Veteran and looking for a local professional to help you understand the process and your VA benefits for a home loan, then give us a call and let us walk you through the process.  You can also APPLY ONLINE
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Delaware VA Loan Update – VA Cracking Down on Predatory Lending

John Thomas June 10, 2018 Tags:
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Delaware VA Loan Update: Department of Veteran Affairs Cracking Down on Predatory Lending

Delaware Veterans & Lenders to Benefit from New VA Addendum that goes into Effect June 1, 2018.  Critical changes to the eligibility requirements for a Delaware VA loan and mortgages are on the horizon. If you have questions about the new guidelines or would like to apply for VA Loan call 302-703-0727 or APPLY ONLINE.  Ginnie Mae’s new implementation states that all VA refinance loans insured or guaranteed by the VA will only be eligible for government protection if it meets both of the following guidelines: Keep Reading...

Delaware VA Loan Limits for 2014 for Delaware Veterans

John Thomas January 1, 2014 Tags: , ,
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Delaware VA Loan Limits for 2014 for Delaware Veterans

Delaware VA Loan Limits for 2014 were released by the Veterans Administration for all three counties of Delaware.  Please be advised that effective on or after January 1, 2014, the VA’s county loan limits of $417,000 must be used to calculate the Veteran Administration’s maximum guaranty amount for the following counties in Delaware:

County:                                        County Loan Limit:

Kent County                                  $417,000 Keep Reading...

Delaware Veteran Loan Streamline Refinance with VA IRRRL

John Thomas January 24, 2013 Tags: , , , , ,
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Delaware Veteran Loan Streamline Refinance

Delaware Veteran Loan Streamline Refinance with VA IRRRL

Delaware Veteran Loan Streamline Refinance with VA IRRRL Refinance – Delaware Home Owners who currently have a Veterans Home Loan on their Primary Residence can refinance to record low mortgage interest rates with a VA Streamline Refinance called a VA IRRRL.  The IRRRL is an Interest Rate Reduction Loan exclusively for Delaware veterans who currently have a VA home loan.  Call Now for Free VA Refinance Loan Analysis at 302-703-0727 to speak to a local Loan Officer in Delaware or schedule an in office appointment.  You can also APPLY ONLINE for VA Refinance Keep Reading...

Why A Delaware VA Loan?

John Thomas September 24, 2007 Tags: , ,

WHY A DELAWARE VA LOAN?

The more you know about our Delaware home loan program for Veterans, the more you will realize how little “red tape” there really is in getting a Delaware VA loan. These loans are often made without any down payment at all which means a veteran can get 100% financing. Aside from the veteran’s certificate of eligibility and the fact that the appraiser is assigned by VA, the application process is not much different than any other type of Delaware mortgage loan. And if the lender is approved for automatic processing and the Lender Appraisal Processing Program (LAPP), as more and more lenders are now, a buyer’s loan can be processed and closed by the lender without waiting for VA’s approval of the credit application or for VA to review the appraisal.Lenders are also able to use VA recognized automated underwriting systems, such as Loan Prospector and Desktop Underwriter, to facilitate the underwriting process. This makes the VA Loan a great program for Delaware First Time Home Buyers who meet the eligibility requirements. Keep Reading...