Delaware Conventional Loan Limits 2026

Delaware Homeowners & Home Buyers will See Increase

Conforming loan limits in Delaware for 2026 will be increasing January 1, 2026.   The new conventional (conforming) loan limit for a 1-unit home in all three counties of Delaware; New Castle, Kent, and Sussex will be $832,750.

Delaware does not have any high-cost counties, so the same baseline limit applies across the state.  If your loan amount stays at or under $832,750, you’re dealing with a conforming loan.  Anything above that means you’re looking at a jumbo loan or a 1st/2nd mortgage combo. Keep Reading...