Quick Answer: 2026 Conventional Loan Limits

Beginning January 1, 2026, the baseline conventional (conforming) loan limit for a 1-unit property in  the United States will be $832,750 unless the property is in a high cost area.  In designated high-cost areas, the 2026 high-cost / super-conforming limit for a 1-unit property will be $1,249,125, which is 150% of the new baseline limit. Keep Reading...