Delaware First Time Home Buyer Seminar

John Thomas February 22, 2007 Tags: Delaware First Time Home Buyer

Delaware First Time Home Buyer Seminar

There is still room left in the Delaware First Time Buyer Seminar on Saturday, Feb. 24, 2007 from 1:00 PM to 2:00 PM. There is no cost to attend and everybody that registers and attends receives free Audio CD on Credit Scoring and free first time home buying kit. The seminar is being held at Primary Residential Mortgage, Inc.’s office located at 248 E Chestnut Hill Rd, Newark, DE 19713. Please call to register at 302-302-703-0727 or visit on the web at Delaware Free Seminars or you can e-mail delawaremortgages@yahoo.com Keep Reading...

Qualified Mortgage Consultant Can Help Boost Credit Scores

John Thomas February 15, 2007 Tags: Credit Repair, Credit Scores, Delaware Credit Repair

Qualified Mortgage Consultant Can Help Boost Credit Scores

Newark, Delaware Consumers interested in purchasing or refinancing a home in Delaware will pay an interest rate based on current market conditions and their ability to pay back the Delaware mortgage loan. The borrower’s income and debt ratios are taken into consideration by the lender, as well as the predictability factor provided by credit scoring. It’s important to have a mortgage professional in your corner that has a keen eye for solutions to improving credit scores in an effort to get the best interest rate possible in the Delaware Market. Keep Reading...

Reverse Mortgages in Delaware: Financing the Golden Years

John Thomas February 12, 2007 Tags: Delaware Reverse Mortgage, Reverse Mortgage, Reverse Mortgages

Reverse Mortgages in Delaware – Financing the Golden Years

Reverse Mortgages in Delaware – Until recently, seniors 62 years of age and older have not had the best choices when it came to getting cash from their homes. Traditional home loans only offered the option of either selling one’s house or borrowing against its equity. Now you can use a Reverse Mortgage to tap into your home’s equity in your golden years. Call 302-703-0727 with questions or to get started or apply online at DELAWARE REVERSE MORTGAGE APPLICATION

With Reverse Mortgages in Delaware coming on the scene, Delaware seniors now have some additional cash-flow alternatives. This type of loan allows mature borrowers to convert their home equity into tax-free income without leaving their current home or making mortgage payments – and they do not need an existing income to qualify. Keep Reading...

Financial News for February 2007

John Thomas February 9, 2007 Tags: Financial Planning

Financial News for February 2007

Citing healthy economic growth and reduced inflation, the Federal Reserve on January 31 held its key federal funds rate at 5.25%. The Fed Funds Rate is the overnight interest rate that banks charge one another to borrow money. It was the fifth straight time the Fed has held steady, a move that was widely expected by Wall Street analysts.

In the final quarter of 2006, the economy grew at a faster-than-expected 3.5% pace, despite lagging automotive and real estate markets, the Commerce Department said January 31. The performance exceeded analysts’ forecasts for a 3% growth rate. For all of 2006, the gross domestic product (GDP) increased by 3.4%, an improvement over 2005’s 3.2% showing. Keep Reading...

Delaware First Time Home Buyer Seminar

John Thomas February 6, 2007 Tags: Delaware First Time Home Buyer, Delaware First Time Home Buyer Seminar

Delaware First Time Home Buyer Seminar

There will be a First Time home Buyer Seminar for Delaware Residents. It will February 24, 2007 from 1:00 PM till 2:00 PM on Saturday. It is being hosted by Primary Residential Mortgage, Inc. at 100 Continental Drive, Newark, DE 19713 at the Christiana Hilton Hotel. Each registered participate will receive FREE first time home buyer guide and free audio CD on credit scoring. Please call 302-703-0727 to register.

If you would like to apply for a Delaware Home Loan, you can APPLY ONLINE HERE, you can call John R. Thomas at 302-703-0727 Keep Reading...

Want to Invest in Delaware Real Estate, But Don’t Want to Be a Landlord?

John Thomas January 29, 2007 Tags: Delaware Property Management, Delaware Real Estate Investing

Delaware Real Estate Investing Without Being Landlord

If you want to get involved in investing in Real Estate in the Delaware Market, but don’t relish the idea of becoming a full time landlord then your next best option is to find a Delaware property management company. But what should you look for in a property management company? The biggest problem with being a landlord is finding good tenants and avoiding tenants that know how to work the system so that they don’t have to pay you and don’t have to move out either!!

Here is what a prospective property management company should do when looking for tenants for you;
LANDLORD REFERENCES – They should personally talk to past landlords and ask detailed, open ended questions about the applicant’s past performance.
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Using Your Home to Build Wealth

John Thomas January 28, 2007

Real Estate Investing – Using Your Home to Build Wealth

Ever thought of borrowing against the equity in your home to invest in the stock market? The NASD is waving it’s finger. In fact, it issued a warning to brokers this month saying it’s not appropriate for most investors.

But how about using funds from a loan or line of credit against the equity in your home to invest in real estate?
Home equity loans or lines of credit (HELOCs) are typically used to make home improvements or pay off debt. But they could make a lot of sense to boost your real estate portfolio, as Deborah Honeck found out after she left her job as a Silicon Valley executive to become a real estate investor. Keep Reading...

Delaware Mortgage Rates Kick Higher – January 20, 2007

John Thomas January 20, 2007 Tags: Delaware Home Loans, Delaware Mortgage Rates, mortgage loans

Delaware Mortgage Rates Kick Higher [January 20, 2007]

Delaware Mortgage Rates kicked higher to end the week, right along with the national rates. The average mortgage rate was up 0.07% (seven basis points) to end the week at 6.35%. If you have an Adjustable Rate Mortgage (ARM) that is going to be adjusting soon, refinance now to lock in a low rate. Feel free to contact me for a free loan analysis and quote on a lower Delaware Mortgage Rate.

I am a Certified Mortgage Planner so will look at your options for not only lowering your rate but helping you put together a long term plan to manage your mortgage to produce significant tax savings over time and to build wealth through equity management. Keep Reading...